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Calle 104 Condo for Sale in Ramos–Ranudo, Cebu City

Explore Calle 104 Ramos Tower and Ranudo Tower

Unit Types, Amenities and Buyer Payment Options




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Searching for a Calle 104 condo for sale? Calle 104 is a heritage-inspired, mixed-use condominium by Cebu Landmasters, Inc. and Borromeo Brothers Estate, Inc., rising at the corner of F. Ramos Street and V. Ranudo Street in the heart of Cebu City. Its two residential towers, Ramos Tower and Ranudo Tower, sit across from Velez College and the Velez Medical Arts Building, with hospitals, universities, Robinsons Place Cebu Fuente and Fuente Osmeña Circle all within easy reach.

Demand has been remarkable: both towers sold out within three days of launch, so every unit that opens up moves quickly. Choose from studio and one-bedroom homes in Ramos Tower, or studio, one-, two- and three-bedroom balcony units and penthouses in Ranudo Tower. Bank and Pag-IBIG Fund financing help you own sooner. Browse more condominiums for sale in Cebu, or read on for floor areas, prices and complete payment terms.





VIEW CALLE 104 PHOTOS

June 7, 2025 update on Calle 104 Condominium

Calle 104 Condominium for Sale on F. Ramos Street, Cebu City, Philippines

Heritage-Inspired City Living Across from Velez College

Reserve your unit in person at our office or online! For your protection, every payment goes straight to the official Calle 104 bank account of the developer.

Calle 104 Condo Unit Types

Pick the layout that matches your lifestyle, from a smart city studio to a penthouse with room for the whole family:

Every listing comes with its tower, floor level, floor area, balcony or garden inclusion, parking and turnover details. Ask us for the latest Calle 104 available units and we will send the floor plan and full unit sheet.

How to Buy Your Calle 104 Condominium Unit

Buying at Calle 104 is easy. Reserve in person at our office or online, and a licensed broker stays with you from your first walk around F. Ramos Street to the day you receive your keys. Every payment follows the official instructions of the developer and comes with an official receipt.

Before you reserve, we review the exact unit with you, including its tower, floor area, layout, floor level, view, parking and purchase documents, so you sign with complete confidence.

Why Buy a Calle 104 Condominium in Cebu City?

Calle 104 gives you a central address, a distinctive heritage setting and the everyday conveniences of Cebu's medical and university district.

  • Across from Velez College — The Velez Medical Arts Building is about 15 meters away, with Velez General Hospital just around the corner.
  • Two towers, many choices — Ramos Tower focuses on studios and one-bedrooms, while Ranudo Tower adds balcony units, family layouts and penthouses.
  • Heritage character — The restored Garcia-Escaño Mansion gives Calle 104 an identity no other Cebu condo can copy.
  • Retail at your doorstep — A commercial podium brings shops, dining and daily services right below your home.
  • Trusted developer — Cebu Landmasters, Inc., one of Visayas and Mindanao's leading developers, built the project with Borromeo Brothers Estate, Inc.
  • Proven demand — Both towers sold out within three days of launch, a strong sign for resale and rental value.
  • Easy financing — Bank and Pag-IBIG Fund financing are both available.

Discover Calle 104 Condominium in Midtown Cebu City

Calle 104 brings together modern condominium living and the architectural character of old Cebu. Its two residential towers, Ramos Tower and Ranudo Tower, offer different unit configurations for singles, couples, families and investors, while a commercial component brings selected retail establishments and everyday services closer to residents.

Ranudo Tower takes its inspiration from Cebu's historic mansion architecture, with the restored Garcia-Escaño Mansion as the centerpiece of the development. This blend of contemporary design and living heritage sets Calle 104 apart from every other condominium in Cebu City.

When you compare Calle 104 units, look at the tower, floor area, layout, floor level, balcony or garden inclusion, parking, view and turnover status. We give you all of these details in writing for each unit you shortlist.

Retail, Convenience and Everyday Essentials at Calle 104

Calle 104 is a mixed-use development with a retail podium connecting its residential towers. The commercial spaces are designed for restaurants, shops, medical clinics, pharmacies and other everyday services, and the master plan includes a basement supermarket and additional retail space.

For residents, this means groceries, meals and errands are only an elevator ride away — a real advantage for busy professionals, students and families.

Calle 104 Location on F. Ramos and V. Ranudo Streets

Calle 104 sits in the Ramos–Ranudo area of Cebu City, close to medical centers, schools, malls and the city's best-known landmarks. It suits doctors, nurses, medical students, young professionals and families who want to live in the urban core.

Here are the approximate distances from Calle 104 to nearby landmarks:

  • Velez Medical Arts Building — about 15 meters
  • Casino Español de Cebu — about 80 meters
  • Velez General Hospital — about 170 meters
  • Archbishop's Palace — about 400 meters
  • Robinsons Place Cebu Fuente — about 550 meters
  • Fuente Osmeña Circle — about 700 meters
  • Cebu Normal University — about 800 meters
  • St. Theresa's College — about 1 kilometer
  • Chong Hua Hospital — about 1.1 kilometers
  • Vicente Sotto Memorial Medical Center — about 1.2 kilometers
  • Citadines Cebu City — about 1.5 kilometers
  • Cebu Doctors' University Hospital — about 1.8 kilometers

We send you the exact map pin and the best route from your workplace or school when we schedule your site viewing.

Calle 104 Ramos Tower

Ramos Tower is made for urban residents who value efficient spaces and quick access to everything Midtown Cebu City offers. Its studio and one-bedroom units are a smart choice for individuals, young professionals, medical students and first-time buyers looking for a compact city home.

Ramos Tower Project Details

  • Building height: 20 floors
  • Residential inventory: 325 units
  • Unit configurations: Studio and One-Bedroom
  • Developer: Cebu Landmasters, Inc.
  • Location: F. Ramos Street, Cebu City

Ramos Tower Building Features

  • Tower lobby and designated drop-off area
  • Podium parking
  • Double-loaded corridors
  • Four passenger elevators
  • Garbage holding area
  • Backup power system
  • 24-hour security system
  • Property management services
  • Direct access to the commercial component

Ramos Tower Amenities

Swim, train, study and unwind without leaving the building:

  • Lap swimming pool
  • Kiddie pool
  • Pool deck with lounge chairs
  • Indoor gym
  • Study room
  • Meeting rooms
  • Outdoor recreational areas
  • Jogging path
  • Landscaped gardens and gazebo
  • Changing rooms

Calle 104 Ranudo Tower

Ranudo Tower pairs contemporary condominium living with the grace of Cebu's heritage homes. The restored Garcia-Escaño Mansion stands beside its lobby and gives the tower its unmistakable character.

Ranudo Tower offers the widest choice at Calle 104: studio, one-bedroom, two-bedroom, three-bedroom and penthouse layouts, with selected units enjoying balconies or garden spaces. We send you the floor plan, floor area and inclusions of each open unit before you decide.

Ranudo Tower Project Details

  • Building height: 18 floors
  • Residential inventory: 192 units
  • Unit configurations: Studio, One-Bedroom, Two-Bedroom, Three-Bedroom and Penthouse
  • Developer: Cebu Landmasters, Inc.
  • Location: V. Ranudo Street, Cebu City

Ranudo Tower Building Features

  • Tower lobby and drop-off area beside the heritage mansion
  • Single-loaded corridors
  • Podium parking
  • Direct access to the commercial component
  • Indoor and courtyard atrium spaces
  • Four passenger elevators
  • Selected balcony and garden unit configurations
  • Backup power system
  • 24-hour security system
  • Property management services

Ranudo Tower Amenities

Space to exercise, play and gather with family and friends:

  • Lap swimming pool
  • Kiddie pool
  • Pool deck
  • Lounge areas
  • Indoor gym
  • Study room
  • Outdoor play area
  • Jogging path
  • Landscaped gardens
  • Function rooms

Calle 104 for Home or Investment

Live in your unit within walking distance of work or school, or lease it to the doctors, nurses, students and professionals who fill the hospitals and universities around F. Ramos Street every day. A central, heritage-inspired address from a developer with a sold-out track record keeps a Calle 104 unit easy to enjoy and easy to rent out.

Whether you prefer a studio, one-bedroom, two-bedroom, three-bedroom or penthouse, tell us your budget, preferred floor level and how you plan to use the unit, and we will shortlist the best Calle 104 residences for you.

Calle 104 Payment Terms

Select the payment term that suits your budget:

  • Spot Cash — Pay the total amount within 30 days of reservation and enjoy a discount.
  • Deferred Cash — Divide the total amount into equal monthly payments over an agreed number of months.
  • Cash —
    •     ◦ 12% equity, less the reservation fee, payable monthly over 60 months with 0% interest.
    •     ◦ 88% balance paid in one cash payment, no bank loan needed.
  • Pag-IBIG Fund —
    •     ◦ Ideal for working Filipinos and OFWs who are Pag-IBIG Fund members; if you are not yet a member, we assist you with the Pag-IBIG Fund loan application.
    •     ◦ 12% equity, less the reservation fee, payable monthly over 60 months with 0% interest.
    •     ◦ 88% balance through a Pag-IBIG Fund housing loan, payable over 5, 10, 15, 20, 25 or 30 years at about 6.25% interest a year.
    •     ◦ Example (Ramos Tower Studio): ₱3,133,278 total contract price = (₱375,993 equity − ₱30,000 reservation fee = ₱345,993 ÷ 60 months = ₱5,767/month) + ₱2,757,285 balance at ₱53,627/month for 5 years, ₱30,959/month for 10 years, ₱23,642/month for 15 years, ₱20,154/month for 20 years, ₱18,189/month for 25 years or ₱16,977/month for 30 years.
  • Bank Loan —
    •     ◦ 12% equity, less the reservation fee, payable monthly over 60 months with 0% interest.
    •     ◦ 88% balance through an accredited bank, payable over 5, 10, 15 or 20 years at about 6% interest a year.
    •     ◦ Example (Ramos Tower Studio): ₱3,133,278 total contract price = (₱375,993 equity − ₱30,000 reservation fee = ₱345,993 ÷ 60 months = ₱5,767/month) + ₱2,757,285 balance at ₱53,306/month for 5 years, ₱30,612/month for 10 years, ₱23,268/month for 15 years or ₱19,754/month for 20 years.

With every Calle 104 payment term, you deposit directly with the developer's office and never pay anything to your agent. You get the very same price you would get at the Calle 104 sales office, and your agent accompanies you there. Once your bank or Pag-IBIG Fund loan is approved, the proceeds go straight to the developer's bank account. Our licensed real estate broker, Ophelia R. Mosqueda, handles the paperwork for Calle 104 buyers under whichever payment option you choose, from reservation all the way to loan release.

Get Expert Help Buying Your Calle 104 Unit

Leave the details to a licensed broker. REB Ophelia R. Mosqueda guides Calle 104 buyers from the first inquiry to turnover:

  • Complete property information and unit specifications
  • Help choosing between Ramos Tower and Ranudo Tower units
  • Scheduled site viewings on F. Ramos and V. Ranudo Streets
  • Floor plan and unit inclusion reviews
  • Real-time availability checks
  • Reservation coordination
  • Documentation assistance
  • Official payment computation for your chosen unit
  • Coordination with the developer's representatives
  • Bank and Pag-IBIG Fund loan application assistance - from preparing your documents to following up on approval
  • Assistance up to unit turnover




Calle 104 Condo Units Side by Side

Unit Type Unit Price Floor Area Est. Monthly (20 yrs) Status
Ramos Studio ₱3,133,278 22.88 sqm ₱19,754 Sold Out View
Ramos 1 Bedroom ₱5,297,651 34.54 sqm ₱33,400 Sold Out View
Ranudo Studio with Balcony ₱4,580,452 25.50 sqm ₱28,878 Sold Out View
Ranudo 1 Bedroom with Balcony ₱8,627,133 55.95 sqm ₱54,391 Sold Out View
Ranudo 2 Bedroom with Balcony ₱11,057,608 54.10 sqm ₱69,714 Sold Out View
Ranudo 3 Bedroom with Balcony ₱17,369,625 86.04 sqm ₱109,508 Sold Out View
Ranudo Penthouse B (18th Floor, Unit 02) ₱23,407,257 103.25 sqm ₱147,573 Available View



CALLE 104 SAMPLE COMPUTATION, PRICE RANGE, and MONTHLY AMORTIZATION:

Prices vary with the tower, floor level, unit location and the view each unit faces.
Through CEBU-Real Estate Shop, you pay the same price as at the Calle 104 sales office.



Calle 104 Ramos Tower studio 22.88 sqm floor plan, F. Ramos Street, Cebu City

Calle 104 Ramos Tower Studio — SOLD OUT

A smart 22.88 sqm studio in Ramos Tower, steps from Velez College — a favorite of medical students, young doctors and investors who want a compact home in the heart of Cebu City.


www.cebu-realestateshop.com

  • Total contract price: ₱3,133,278.
    •     ◦ 22.88 sqm; higher floors are priced higher.
  • Reservation fee: ₱30,000.
  • 12% Equity, less the reservation fee, with 0% interest payable in;
    •     ◦ 60 months: ₱5,767/month.
  • 88% Balance through spot cash or bank financing: ₱2,757,285.
    ESTIMATED Monthly Amortization, this may slightly vary in actual bank computation:
    •     ◦ 5 years: ₱53,306/month.
    •     ◦ 10 years: ₱30,612/month.
    •     ◦ 15 years: ₱23,268/month.
    •     ◦ 20 years: ₱19,754/month.


Calle 104 Ramos Tower 1-bedroom 34.54 sqm layout across from Velez College

Calle 104 Ramos Tower 1 Bedroom — SOLD OUT

A comfortable 34.54 sqm one-bedroom in Ramos Tower with a separate bedroom and open living area, ideal for couples and professionals working in the nearby hospitals.


www.cebu-realestateshop.com

  • Total contract price: ₱5,297,651.
    •     ◦ 34.54 sqm; higher floors are priced higher.
  • Reservation fee: ₱30,000.
  • 12% Equity, less the reservation fee, with 0% interest payable in;
    •     ◦ 60 months: ₱10,095/month.
  • 88% Balance through spot cash or bank financing: ₱4,661,933.
    ESTIMATED Monthly Amortization, this may slightly vary in actual bank computation:
    •     ◦ 5 years: ₱90,128/month.
    •     ◦ 10 years: ₱51,757/month.
    •     ◦ 15 years: ₱39,340/month.
    •     ◦ 20 years: ₱33,400/month.


Calle 104 Ranudo Tower studio with balcony 25.50 sqm floor plan, V. Ranudo Street

Calle 104 Ranudo Tower Studio with Balcony — SOLD OUT

A 25.50 sqm studio with its own balcony in Ranudo Tower, about 15 meters from the Velez Medical Arts Building — fresh air and city views in a compact, easy-to-rent unit.


www.cebu-realestateshop.com

  • Total contract price: ₱4,580,452.
    •     ◦ 25.50 sqm; higher floors are priced higher.
  • Reservation fee: ₱30,000.
  • 12% Equity, less the reservation fee, with 0% interest payable in;
    •     ◦ 60 months: ₱8,661/month.
  • 88% Balance through spot cash or bank financing: ₱4,030,798.
    ESTIMATED Monthly Amortization, this may slightly vary in actual bank computation:
    •     ◦ 5 years: ₱77,927/month.
    •     ◦ 10 years: ₱44,750/month.
    •     ◦ 15 years: ₱34,014/month.
    •     ◦ 20 years: ₱28,878/month.
  • 12% VAT: already included in the total contract price above.
  • Transfer charges: already included in the total contract price above. This covers title processing and registration.


Calle 104 Ranudo Tower 1-bedroom with balcony 55.95 sqm layout, Ramos–Ranudo Cebu City

Calle 104 Ranudo Tower 1 Bedroom with Balcony — SOLD OUT

A generous 55.95 sqm one-bedroom with balcony in heritage-inspired Ranudo Tower, giving you extra room to live, work from home and relax outdoors.


www.cebu-realestateshop.com

  • Total contract price: ₱8,627,133.
    •     ◦ 55.95 sqm; higher floors are priced higher.
  • Reservation fee: ₱30,000.
  • 12% Equity, less the reservation fee, with 0% interest payable in;
    •     ◦ 60 months: ₱16,754/month.
  • 88% Balance through spot cash or bank financing: ₱7,591,877.
    ESTIMATED Monthly Amortization, this may slightly vary in actual bank computation:
    •     ◦ 5 years: ₱146,772/month.
    •     ◦ 10 years: ₱84,285/month.
    •     ◦ 15 years: ₱64,065/month.
    •     ◦ 20 years: ₱54,391/month.


Calle 104 Ranudo Tower 2-bedroom with balcony 54.10 sqm family condo floor plan

Calle 104 Ranudo Tower 2 Bedroom with Balcony — SOLD OUT

A 54.10 sqm two-bedroom with balcony in Ranudo Tower, with built-in cabinets and one parking slot included — a practical home for small families in the city center.


www.cebu-realestateshop.com

  • Total contract price: ₱11,057,608.
    •     ◦ 54.10 sqm; higher floors are priced higher.
  • Reservation fee: ₱60,000.
  • 12% Equity, less the reservation fee, with 0% interest payable in;
    •     ◦ 60 months: ₱21,115/month.
  • 88% Balance through spot cash or bank financing: ₱9,730,695.
    ESTIMATED Monthly Amortization, this may slightly vary in actual bank computation:
    •     ◦ 5 years: ₱188,122/month.
    •     ◦ 10 years: ₱108,031/month.
    •     ◦ 15 years: ₱82,113/month.
    •     ◦ 20 years: ₱69,714/month.
  • Cabinets are included in the 2-bedroom unit price above.
  • 1 parking slot is included in the price of this 2-bedroom unit; additional slots are available on request.


Calle 104 Ranudo Tower 3-bedroom 86.04 sqm unit with two balconies and utility room

Calle 104 Ranudo Tower 3 Bedroom with Balcony — SOLD OUT

A spacious 86.04 sqm three-bedroom in Ranudo Tower with two balconies and a utility room, made for growing families who want space without leaving downtown Cebu.


www.cebu-realestateshop.com

  • Total contract price: ₱17,369,625.
    •     ◦ 86.04 sqm; higher floors are priced higher.
  • Reservation fee: ₱60,000.
  • 12% Equity, less the reservation fee, with 0% interest payable in;
    •     ◦ 60 months: ₱33,739/month.
  • 88% Balance through spot cash or bank financing: ₱15,285,270.
    ESTIMATED Monthly Amortization, this may slightly vary in actual bank computation:
    •     ◦ 5 years: ₱295,507/month.
    •     ◦ 10 years: ₱169,698/month.
    •     ◦ 15 years: ₱128,986/month.
    •     ◦ 20 years: ₱109,508/month.
  • Cabinets are included in the 3-bedroom unit price above.
  • 1 parking slot is included in the price of this 3-bedroom unit; additional slots are available on request.


Calle 104 Ranudo Tower Penthouse B 103.25 sqm 3-bedroom with maid's room, 18th floor

Calle 104 Ranudo Tower Penthouse — AVAILABLE

The crown of Ranudo Tower: a 103.25 sqm three-bedroom Penthouse B on the 18th floor with a balcony and maid's room — rare top-floor living in the heart of Cebu City.


www.cebu-realestateshop.com

  • Unit selling price: ₱21,673,386.
    •     ◦ Ranudo Tower, 18th floor, unit 02, 103.25 sqm.
  • Total contract price: ₱23,407,257.
    •     ◦ Including VAT and transfer of title charges.
  • Reservation fee: ₱150,000.
  • 12% Equity, less the reservation fee, with 0% interest payable in;
    •     ◦ 60 months: ₱44,315/month.
  • 88% Balance through spot cash or bank financing: ₱20,598,386.
    ESTIMATED Monthly Amortization, this may slightly vary in actual bank computation:
    •     ◦ 5 years: ₱398,225/month.
    •     ◦ 10 years: ₱228,684/month.
    •     ◦ 15 years: ₱173,821/month.
    •     ◦ 20 years: ₱147,573/month.
  • Transfer charges: ₱1,733,871, already included in the total contract price above. This covers title processing and registration.
  • Cabinets are included in the penthouse price above.
  • 1 parking slot is included in the price of this penthouse; additional slots are available on request.


Own a home in one of Cebu City's most talked-about addresses, built by Cebu Landmasters beside a restored heritage mansion and across from Velez College. Calle 104 suits medical professionals, families, OFWs and investors who want strong rental demand from the surrounding hospitals and universities. Contact us today to check open units and reserve yours while they last.





CALLE 104 PRICE LIST

Calle 104 Ramos Tower and Ranudo Tower price list and sample computation, Cebu City




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Secure Your Calle 104 Unit in Ramos–Ranudo

Compare the Calle 104 condo units for sale by tower, layout, floor area, floor level, parking and price, then claim your preferred unit before another buyer does.

Ready to live steps from Velez College and Fuente Osmeña? Call or message REB Ophelia R. Mosqueda at +63-928-332-3733 or use the inquiry form above for current availability, floor plans, your bank or Pag-IBIG computation and a site viewing schedule.





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FREQUENTLY ASKED QUESTIONS

Calle 104 stands at the corner of F. Ramos Street and V. Ranudo Street in the Ramos–Ranudo area of Cebu City, across from Velez College and about 700 meters from Fuente Osmeña Circle. Ophelia R. Mosqueda sends you the exact map pin and directions when she books your viewing.

Calle 104 is developed by Cebu Landmasters, Inc. in partnership with Borromeo Brothers Estate, Inc. through the project company Cebu BL-Ramos Ventures, Inc.

They are the two residential towers of Calle 104. Ramos Tower is a 20-storey building with studio and one-bedroom units, while Ranudo Tower is an 18-storey building with studio, one-, two- and three-bedroom units and penthouses beside the restored Garcia-Escaño Mansion.

Ramos Tower offers studio and one-bedroom units, and Ranudo Tower offers studio, one-bedroom, two-bedroom, three-bedroom and penthouse layouts, many with balconies or garden spaces. Floor areas range from a 22.88 sqm studio to a 103.25 sqm penthouse.

Calle 104 sold out quickly, so openings are limited and move fast. A 103.25 sqm Ranudo Tower Penthouse B on the 18th floor is currently available, and Ophelia R. Mosqueda can check any other unit that opens up in either tower for you.

Residents enjoy lap and kiddie pools, a pool deck, indoor gyms, study and meeting rooms, function rooms, a jogging path, landscaped gardens, an outdoor play area and lounge spaces, plus 24-hour security, backup power and a retail podium.

Calle 104 buyers can choose spot cash within 30 days with a discount, deferred cash in equal monthly payments, cash with the 12% equity paid monthly and the 88% balance settled in one payment, bank financing, or Pag-IBIG Fund financing. Ophelia R. Mosqueda prepares a written computation for your chosen unit.

Yes. Pag-IBIG Fund financing is ideal for working Filipinos and OFWs who are members, and non-members get help with membership and the loan application. You pay the 12% equity, less the reservation fee, over 60 months, then the housing loan covers the 88% balance over 5 to 30 years. At about 6.25% a year, the Ramos Tower studio balance comes to around ₱16,977/month over 30 years.

No. Cebu Landmasters does not offer in-house financing, so Calle 104 buyers use bank or Pag-IBIG Fund financing instead. With a bank loan, the ₱2,757,285 Ramos Tower studio balance comes to around ₱19,754/month over 20 years at about 6% a year.

Yes. Foreigners can own condominium units in the Philippines as long as foreign ownership in the project stays within 40%, as provided by the Condominium Act (Republic Act No. 4726). Spot cash, deferred cash and cash terms are the simplest routes for foreign buyers, and Ophelia R. Mosqueda guides you through every document.

Yes. Calle 104 combines two residential towers with a commercial podium designed for restaurants, shops, clinics, pharmacies and a basement supermarket, so daily essentials are right below your home.

Call or message Ophelia R. Mosqueda, licensed real estate broker, at +63-928-332-3733, or send your questions through the email form on this page. Share your preferred tower, layout and payment method, and she will confirm open units, send floor plans and schedule your viewing.






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